Debt & Credit Intelligence
for Builders

Powerful RAG + automation APIs for debt relief, credit repair, and fintech platforms.

Live Demo

Built on secure, scalable infrastructure • Compliant-first design

Our Stack — Built for Partners

Core API

RESTful endpoints with automatic Postgres exposure + custom Edge Functions

AI / RAG

Specialized debt & credit knowledge base (FDCPA, FCRA, settlements, charge-offs, Texas rules)

Webhooks

Real-time events: payments, dispute updates, credit parsing, days-late alerts

Database

PostgreSQL with Row Level Security for secure multi-tenant isolation

Auth & Security

API Keys + JWT • Rate limiting • Audit logs • PII compliance

Billing

Usage-based (tokens or $) with detailed metering and dashboards

What You Can Build With

RAG Query API

Instant compliant answers on debt settlement, validation, disputes, and consumer rights.

Credit Report Tools

PDF upload, parsing, soft pulls, and dispute automation.

Validation & Letters

Generate FDCPA-compliant validation letters and settlement offers.

Days Late Tracker

Real-time delinquency monitoring and negotiation intelligence.

Real-time Webhooks

Stop polling. Get notified instantly when important events happen.

Example: dispute.status.updated

{
  "event": "dispute.status.updated",
  "data": {
    "dispute_id": "disp_8f3k9x",
    "status": "accepted",
    "amount": 2450,
    "timestamp": "2026-06-10T15:30:00Z"
  }
}

Ready to integrate?

Join debt relief companies and fintechs already building smarter tools with KeyKota.

Join Live Demo

Early access • White-label options available